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In your business, every cent counts.

Cash, invoices, taxes and deadlines in one place. Check your Safe to Spend every day and switch off “fingers crossed” mode.

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The financial engine of your business.

Centinn reads your accounts through Open Banking, read-only: it can see balances and transactions, but it cannot move money or make payments.

Learn more

The app

Fewer separate tools. More clarity, every day.

Five areas for all your business numbers.

Home

Your Safe to Spend, every day.

What you can really spend, once known commitments are covered.

In the bank today€18,420

Minus the payments of the next 30 days

  • 30 OctSalaries€4,200
  • 1 NovPremises rent€1,800
  • 5 NovOven lease€640
  • 9 NovEnel Energia≈ €520
  • 16 NovF24≈ €7,100

Safe to Spend≈ €4,200Yours to spend

Flow

See tight months coming.

Cash flow forecast, money coming in and account transactions.

Latest transactions

SumUpToday · card takings+€1,284.50

Enel EnergiaYesterday · bill−€84.90

Expected balance · 13 weeksReserve €5,000

todayend of NovemberJanuary

End of November is a bit tightAfter the 30 November taxes about €6,200 is left. It is enough, but hold off on big purchases.

Ivo

Ivo checks your accounts for you.

It flags what matters and answers your questions.

Good morning, ChiaraI checked your accounts this morning.

I read 3 accounts, invoices and due dates

I noticed

  • End of November is a bit tightAfter the 30 November taxes about €6,200 is left.
  • Hotel Navigli hasn’t paidThe €1,850 invoice is 6 days late.
  • Davide’s contract ends on Saturday2 of 4 extensions are left.

How much should I set aside for the F24?Explain a payslip

Staff

Your team’s cost, made clear.

Salaries, contributions and contract deadlines.

Staff cost · SeptemberConfirmed by the bank

€13,750

31%of income

Net salaries €8,800Taxes and contributions €4,950

40%Kitchen36%Front of house24%Admin

CMARMESGMGDR

31OctDavide Romano’s contractEnds in 4 days · 2 of 4 extensions left

Tax

Taxes and documents in order.

VAT, F24, invoices and money set aside, together with your accountant.

SRStudio RossiAccountant

F24 · 16 Nov≈ €7,100

Reserves for taxes€9,200 of €11,300

  • 16 Nov F24: covered
  • 30 Nov tax advance: €2,100 short

October VAT≈ €2,150

Invoices to collect€4,320

Suppliers to pay€2,480

On your computer

Centinn is on your computer too. With even more detail.

Click the menu to try it. Sample data: Past’amore S.r.l. is a made-up restaurant.

A plan for every business.

Choose the plan that suits your business.

Get started in four simple steps.

Setup is quick. A few minutes and everything is under control.

  1. 1. Create your account

    Enter your details and confirm your email.

  2. 2. Add your business

    Only the essentials are needed.

  3. 3. Connect a supported bank

    Authorise your accounts through Enable Banking, without sharing your password.

  4. 4. See your synced data

    The accounts, balances and transactions you authorised, read-only.

Questions

Frequently asked questions.

What Centinn does, who it is for and how it works with your accountant.

More questions? Contact us.

What is Centinn?

Centinn brings your business’s financial information together in one simple view: available cash, income, outflows and future commitments.

Who is Centinn for?

Owners of small and medium businesses. You don’t need to know accounting terms to understand the main information.

What does “Safe to Spend” mean?

How much you can spend once your balance and expected commitments are taken into account. It is not always the same as your bank balance, and it stays an estimate.

Does Centinn replace my accountant?

No. Centinn organises the data and makes working together easier. Your accountant keeps professional responsibility for tax and accounting.

Which banks can I connect?

Centinn shows the banks that are available. Coverage depends on the bank, the type of account and the service.